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How to Delete a Venmo Account

Venmo, a popular digital wallet and peer-to-peer (P2P) payment service, offers a convenient way to send and receive money. However, there may come a time when a user decides to delete their account. This article provides a comprehensive guide on how to delete a Venmo account.

What is Venmo?

Venmo is a popular mobile payment service owned by PayPal, primarily used in the United States. It was founded in 2009 and has since become a widely used platform for peer-to-peer (P2P) transactions. Here’s an overview of what Venmo is and how it works:

Key Features and Functionality

  1. Peer-to-Peer Payments: Venmo allows users to send and receive money quickly and easily. It’s commonly used among friends and family to split bills, share costs for events, or pay for services.
  2. Social Feed: One of Venmo’s unique features is its social feed, where users can see transactions among their network, complete with descriptions and emojis. Users have control over their privacy settings for these transactions.
  3. Linked to Bank Accounts and Cards: Users can link their bank accounts, credit cards, or debit cards to their Venmo account to facilitate transactions. Money can be transferred to and from Venmo accounts and linked bank accounts.
  4. Free to Use: Sending money using a Venmo balance, bank account, or debit card is free. There is a fee for using a credit card.
  5. Instant Transfer Option: Venmo offers an instant transfer feature, where users can transfer their Venmo balance to their bank account within minutes, albeit with a small fee.
  6. Venmo Mastercard Debit Card: Venmo also offers a debit card that can be used for purchases anywhere Mastercard is accepted and can withdraw cash at ATMs.
  7. Business Transactions: Venmo can be used for business transactions, allowing customers to pay for goods and services through the app.


Venmo’s ease of use and social aspect have made it particularly popular among younger generations. It’s often used for splitting rent, dining bills, sharing ride fares, and other shared expenses. The app is available on both iOS and Android platforms.


While Venmo employs encryption and other security measures to protect users’ accounts, it’s essential for users to take precautions, like enabling multifactor authentication and keeping their app updated.


It’s important to note that Venmo is designed for transactions between people who know and trust each other. The platform has guidelines against using it with strangers, particularly for buying and selling goods, due to the potential for fraud.

How to Delete a Venmo Account

Before deletion, ensure all funds in your account are transferred out, all pending transactions are completed, and your account balance is $0.00. Also, download any necessary transaction history for your records.

Step-by-Step Guide to Deleting a Venmo Account

On the Mobile App

  1. Transfer Any Remaining Funds: Ensure your Venmo balance is zero by transferring any funds to your bank account.
  2. Navigate to Settings: Open the Venmo app and go to the “Settings” menu.
  3. Choose ‘Account’: Select the ‘Account’ option within settings.
  4. Select ‘Close My Venmo Account’: At the bottom of the Account settings, find and select ‘Close My Venmo Account’.
  5. Follow the On-Screen Instructions: Venmo will guide you through the final steps to close your account.

On the Web Browser

  1. Login to Venmo: Go to Venmo’s website and log in to your account.
  2. Check Your Balance: Make sure your account balance is zero.
  3. Go to Settings: Find the ‘Settings’ option in the menu.
  4. Close Account: Look for a ‘Close Account’ or similar option and follow the instructions to confirm account deletion.

Also Read : How to Unfollow on Facebook : Easy Ways

Things to Consider Before Deleting

Before proceeding with deleting your Venmo account, it’s important to consider several factors to ensure that this decision aligns with your needs and that you’re prepared for the implications of account closure:

  1. Finalizing Transactions: Ensure all pending transactions are completed. This includes money you’ve sent that hasn’t been accepted yet and any payments you’re due to receive.
  2. Transferring Remaining Balance: If there’s any money in your Venmo balance, transfer it to your bank account or ensure it’s properly withdrawn, as you won’t be able to access these funds once the account is closed.
  3. Downloading Transaction History: For financial record-keeping, download your transaction history. This is particularly important for taxes or personal budget tracking, as you won’t have access to this information post-deletion.
  4. Considering Recurring Payments: If you have any recurring payments set up through Venmo, such as for subscriptions or monthly bills, make alternative arrangements for these payments.
  5. Notifying Frequent Contacts: If you regularly use Venmo to exchange funds with friends, family, or businesses, inform them of your decision to close your account. This can prevent confusion or disrupted transactions in the future.
  6. Impact on Linked Services: If you use Venmo as a payment option for other services or apps (like food delivery or ride-sharing services), update your payment information on those platforms.
  7. Account Reactivation: Understand that once deleted, your Venmo account cannot be reactivated. Any future use of Venmo will require creating a new account.
  8. Deactivating vs. Deleting: Consider whether you need to completely delete your account. If you’re concerned about privacy or security, deactivating or removing certain details might be a viable alternative.
  9. Closing Jointly Managed Accounts: If you share the account with someone else or manage transactions for a group, discuss the closure with all parties involved to ensure it doesn’t disrupt their financial activities.
  10. Reviewing the Terms of Closure: Familiarize yourself with Venmo’s terms and conditions regarding account closure to understand any potential repercussions or steps in the process.

After Deleting Your Venmo Account

Once you have successfully deleted your Venmo account, there are several outcomes and implications to be aware of:

  1. Loss of Access to Account: You will no longer be able to log in or access your Venmo account. This includes your transaction history, list of contacts, and any remaining balance that was not withdrawn.
  2. Transaction History: It’s important to have downloaded your transaction history prior to deletion if you need records for budgeting, taxes, or personal finance tracking, as you won’t have access to this information afterward.
  3. Outstanding Payments: Ensure all payments were completed and accepted before deletion. If there were any pending transactions, they might be canceled.
  4. Reactivation is Not Possible: Once deleted, a Venmo account cannot be reactivated. If you decide to use Venmo again, you will need to create a new account.
  5. Notifications to Contacts: Your contacts will not be notified by Venmo about the deletion of your account. You may want to inform close contacts or frequent transaction partners about your decision.
  6. Linked Services and Subscriptions: Any services or subscriptions that were linked to your Venmo account for payments will need to be updated with new payment information to avoid service disruptions.
  7. Remaining Balance: If there was any money left in your Venmo account at the time of deletion, try to contact Venmo customer service to recover these funds. However, it’s best to transfer all funds out before proceeding with deletion.
  8. Privacy and Data: Venmo may retain some of your information in accordance with their data retention policies, even after account deletion, for legal and regulatory reasons.
  9. Impact on Joint Transactions: If you regularly split bills or expenses with friends or family using Venmo, they will need to find an alternative way to send or receive payments from you.
  10. Emotional Impact: For some, deleting a social-financial tool like Venmo might have a small emotional impact, especially if it changes how you interact with your social circle regarding payments.

Alternatives to Deleting Your Account

  1. Deactivating the Account Temporarily: While Venmo doesn’t offer an official ‘deactivate’ option, you can simulate this by removing all linked bank accounts and cards, setting your account to private, and not using it. This keeps your account dormant.
  2. Enhancing Privacy Settings: If privacy concerns are your main issue, adjust your Venmo settings to make your transactions private, change your profile visibility, and limit who can find you on the app.
  3. Removing Linked Payment Methods: To prevent accidental use or unauthorized access, you can remove all linked bank accounts and credit/debit cards from your Venmo account.
  4. Using It Only When Necessary: You can choose to use Venmo only for certain essential transactions, rather than for all your peer-to-peer payment needs.
  5. Setting Up Two-Factor Authentication: For added security, enable two-factor authentication. This helps protect your account even if your login credentials are compromised.
  6. Limiting App Permissions: Review and limit the permissions granted to the Venmo app on your mobile device. For example, you can deny access to your contact list.
  7. Exploring Other Payment Services: If Venmo doesn’t fully meet your needs, consider using alternative services for your transactions, such as PayPal, Zelle, Cash App, or Google Pay, while keeping your Venmo account for backup.
  8. Contacting Customer Support for Concerns: If you have specific issues with the service, reaching out to Venmo’s customer support for assistance or clarification might resolve your concerns without needing to delete your account.


Deleting your Venmo account is a straightforward process but requires careful consideration due to the permanence of the action. Ensure all financial matters are settled, and transaction histories are downloaded before proceeding with the deletion. Remember, once your account is deleted, it cannot be recovered, and you’ll need to create a new one for future use.

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