India’s financial sector is likely to account for nearly 150 million online banking users by 2020, as digitisation brings faster and more efficient financial services to the customers. Accessing such digital products and services has become significantly easier, thanks to various web and app-based platforms through which customers can access all the necessary information.
Online platforms like the Bajaj Finserv Experia app and web portal are one among such options, bringing a one-stop solution to customer’s fingertips.
With the Experia app, customers can easily access important information regarding their loans, like Bajaj Finserv loan statement, and learn about the upcoming due dates, payable instalments, and remaining loan balance, among other critical related details. Nevertheless, while checking the credit statement can prove indispensable to one’s financial planning, here’s a quick guide to follow up on how to check your credit statement using the app.
How to check your loan statement online?
Customers can check and download their Bajaj finance statement for an availed loan online either through the dedicated Experia web portal or via the app. Here’s how one can access the details.
- Through the customer portal –
Customers can access the website with any internet-connected device, be it a smartphone or a computer. The steps include –
- Visit the official website and navigate to the customer portal Experia.
- Login using customer ID, which is provided at the time of account opening.
- After submitting the ID, a one-time password will be sent to that customer’s registered mobile number for verification. The OTP is used alongside the customer ID for verification.
- After successful verification, navigate to the ‘Services’ tab to access loan options.
- Select your active loan account, and click on ‘Details’ for more option.
- The next page will bring up an option to view a customer’s e-statement.
Once your online loan account statement is available, it can be downloaded for future reference.
- Through the Experia app
Alternatively, this credit statement can be accessed through Bajaj Finserv Experia App. This dedicated mobile application offers all related details, including loan statement, through a single platform.
Once this application is downloaded and installed, customers can complete Bajaj Experia login with their customer ID, email or mobile number and password. Once logged in, one can access his/her loan account and navigate to ‘E-Statement’ to access the credit statement.
Why use Bajaj Finserv Experia app and web portal?
The portal as well as mobile application offers a convenient way to check Bajaj Finserv loan statement, among other critical details. Customers can access various account related details, as well as update their personal information.
It thus reduces the hassles of visiting a branch to update customer details. One can simply complete this task from his/her home via a simple login.
Bajaj Finserv Experia also offers the provision to pay one’s monthly instalments. Customers can make all payments using this portal, including EMIs, part-prepayment, foreclosure payment, or any other charges. Complete details of the credit can be accessed from the ‘My Relations’ section which carries details like the outstanding debt, rate of interest, repayment schedule, etc.
Moreover, customers can also check various offers available through the Experia app.
The lender extends pre-approved offers for existing customers, which simplifies the application process and helps save time. One can check his/her eligibility for such offers under the ‘Offers’ section of the application. One can check their pre-approved offers online, which are available on a range of financial products, including secured and unsecured credits like personal loans, business loans, etc.
Read Also: How to use Bajaj Finserv Experia portal?
Bajaj Finserv Experia app also offers the provision to make various purchases directly through this portal, which can be availed at No-Cost EMIs. One can browse through the available catalogue by tapping on the ‘Shop Online’ tab and enjoy attractive offers and discounts on their purchases along with accessing essential details like loan account statement.
The Experia app and portal offer instant access to various financial services, eliminating the hassles of visiting a physical store and going through lengthy paperwork. Customers can access all their necessary details instantly by simply going through the application or web portal.